Posts Tagged ‘Blue Cross’

Documented Fact: Obama, Democrats LIED About Reducing Health Care Costs

August 17, 2010

I pointed out back in March that health care premiums were on the increase and said, “Blame Obama and Democrats!”

Obama and Democrats lied in the most cynical and corrupt way.  They assured America that they could cover some 30 million more people and yet make health care cheaper.

Key components of ObamaCare are going into effect.  And yes, Average Joe American, YOU are going to pay for Obama’s compassion (because HE certainly won’t!).  Insurance companies are now being forced to accept children regardless of prior-existing conditions, raising their costs dramatically.  And “children” up to 26 years of age must now be accepted under parents’ plans.  As health insurers are forced to accept more and more risks that will hit their bottom lines, they are passing those costs on to everyone.

As anybody but a fool should have readily understood.

And you’d do the same thing if you were a business owner with a functioning brain cell in your skull.

Bill O’Reilly put it this way:

Obamacare begins to affect your wallet

“A couple of days ago I received my new health care premium and Oxford Health is charging me $2,100 more than it did last year. Almost every health insurer is raising premiums to cover the anticipated cost of Obamacare because the rules have changed. For example, this year health companies will have to cover adult children until the age of 26, they will have to cover all children regardless of pre-existing conditions, and they cannot cancel coverage for any reason other than fraud. So all that cost is being passed to us. And there’s more: The cost of Obamacare will be borne by the taxpayer as the government gives ‘free’ health insurance to those who don’t have much money. So we get hit two ways. President Obama does not seem to understand the unintended consequences of higher costs on businesses and productive workers. Talking Points believes we are headed to a bad place if the Democrats continue this big government spending craziness and taxpayer-supported entitlements. I can afford the 2-thousand bucks more I have to pay for my health insurance; many Americans can’t.”

Watch your premiums begin to skyrocket.  Watch employers dump your plans.  Watch Obama’s and the Democrat Party’s lies become increasingly awful.

Health Care Premiums Are Already Soaring In Advance of Obamacare
By Bradley Blakeman
Published August 16, 2010

This past month millions of Americans got notice from Blue Cross/Blue Shield providers across the country that their insurance premiums were going way up effective immediately. Here is the terse reason CareFirst/ Blue Cross/Blue Shield of Washington gave its subscribers for raising a monthly premium from $333 to $512 on a middle aged man who is healthy, is not a smoker and is not obese: “Your new rate reflects the overall rise in health care costs and we regret having to pass these additional costs on to you.”

Recently, Fox News anchor Bill O’Reilly also received a similar notice from his health care provider, (Anthem Blue Cross), and was told that his annual premium will increase by $2,100.

The excuse given was the same boilerplate as set forth above.

An 85-year-old New Yorker received notice from his health care provider, (Empire Blue Cross/Blue Shield), wherein he was notified that:

1. His Medicare deductible is being increased from $1,068 to $1,100;

2. His co-insurance liability for skilled nursing facilities is being increased from $267 per day to $275 per day and that 60 lifetime reserve days is being increased from $534 to $550;

3. His Medicare Part B deductible is being increased from $135 to $155.

American health care providers are gouging consumers in advance of Obamacare taking effect in 2014.

According to publicly available profit and loss statements, our nation’s largest health care providers such as  Humana, Wellpoint, United Health Group, Cigna and Aetna collectively posted a net income of over 12 billion dollars in 2009.

Is it not just a little bit suspicious and beyond coincidence that so many Americans are receiving these letters from separate “independent” health care providers all over the country? The letters are almost identical in content and verbiage.

According to the Consumers Union report, not-for-profit Blue Cross/Blue Shield groups are raising health insurance premiums by as much as double digits to build up their cash reserves — in some instances to more than three times what states require.

It is no secret that these companies generate substantial investment income from reserves.

Here are just a few of the worst examples cited by Consumers Union:

– Blue Cross Blue Shield of Arizona raised its reserves from $648 million in 2007 to $717 million in 2009  (more than seven times the amount required in that state). During that time, individual policy rates jumped about 40 percent.

– Health Care Services Corp., which includes Blues plans in Texas, Illinois, New Mexico and Oklahoma, built up its surplus from $6.1 billion in 2007 to $6.7 billion in 2009, five times the minimum in those states.  Meanwhile, its plans’ rates rose by up to 20 percent a year.

So which is it? Are the companies raising rates to build reserves or are they raising rates in advance of rising costs they are anticipating by Obamacare, or are they raising rates because of an actual rise in the delivery of actual medical costs? You cannot get a straight answer.

If, in fact, health care providers are sitting on piles on cash that is far in excess of what it should be under state laws, why are they not rebating those surpluses to policyholders, as many automobile insurance companies do?

Another example of how Obamacare has influenced the behavior of health care providers is that under the new federal law it mandates that no more that 20 percent of every premium dollar be attributable to administrative costs. Therefore many companies who currently run 26 percent of administrative costs for every dollar have now “reclassified” many administrative services as “medical” so they do not lose income and can avoid reducing overhead.

In April of this year, the U.S. Senate reported that Wellpoint alone reclassified more than half a billion dollars in services from “administrative” to “medical.”

The bottom line is that in advance of Obamacare the consumer is getting taken advantage of with any recourse.

Looming over their heads is a law that does not even take effect until 2014. In the meantime We the People are stuck between greedy insurance companies and incompetent government
.

Now is the time to repeal and replace Obamacare. The answer to health care reforms does not lie in creating a government system; it lies in improving a free market system. Here are some of the reforms that should be done:

1. Creation of refundable credits for health care costs;

2. Strengthening health savings accounts;

3. Repeal of the 7/5% threshold on deduction for medical expenses;

4. Allow for purchase of health care insurance across state lines;

and 5. Facilitate the import on FDA approved drugs.

At a time of deep recession, high unemployment, record home foreclosures and personal and business bankruptcies, the last thing we need is further economic uncertainty looming with regard to nationalized health care.

America, let’s not accept commercial gouging or government incompetence and bureaucracy. Let’s fix what needs fixing!

Bradley A. Blakeman served as deputy assistant to President George W. Bush from 2001-04. He is currently a professor of Politics and Public Policy at Georgetown University and a frequent contributor to the Fox Forum

Every single one of these companies are raising their rates dramatically at the same time as incredibly costly ObamaCare provisions begin to take effect.  It isn’t a coincidence.

And because of such expensive provisions, some insurers are no longer offering policies covering children.

ObamaCare is a catastrophe.  It is “the sum of all fears.”  And, as Bradley Blakeman points out, it couldn’t have attacked the economy at a worse time.

ObamaCare was NEVER about health care; it was ALWAYS about imposing more control over the people.

Those who didn’t vote for Obama and Democrats ought to be able to take their premiums to their Democrat neighbors and force them to pay for the massive increases that they voted for.

It is long past time that Democrats should be allowed to get away with voting to be generous with other peoples’ money.

When Soylent Green time comes, eat all the Democrats first.

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Massachusetts Senate Candidate Martha Coakley’s Vote ALREADY Bought And Paid For

January 12, 2010

Is it Massachusetts or Massachusettes?  No matter.  Not as long as all those pharmaceutical and insurance industry lobbyists spell Martha Coakley’s name right on all those fat checks they’re writing to buy her election.

The line of the evening during last night’s debate as reported by Politico:

David Gergen pressed Scott Brown on health care and the Kennedy legacy last night, producing a memorable exchange:”With all due respect, it’s not the Kennedy seat and it’s not the Democrat’s seat — it’s the people’s seat,” Brown says.

But that’s not true at all if Brown’s opponent wins.

If Martha Coakley wins, it will be PhRMA’s seat.  It will be Pfizer’s, Bristol-Myers Squibb’s, Astra-Zenaca’s, Blue Cross’, United Health’s, and numerous other pharmaceutical and insurance company’s seat.

This campaign has taken an amazing turn, particularly in the utter incomprehension of Democrats that the American people have genuinely turned against them.

The greatest signal of disconnect may have happened last night, when Democrat candidate Martha Coakley went to Washington to attend a fund raiser with more than 50% of the guest list coming from big Pharma (PhRMA).

Here is a video compendium of Barack Obama from 8 separate occasions saying he would make health care negotiations public by televising them on C-SPAN:

And here is Barack Obama from one of those 8 promises:

“we’ll have the negotiations televised on C-SPAN, so the people can see who is making arguments on behalf of their constituents and who is making arguments on behalf of the drug companies or the insurance companies.”

And the man and the party that made that promise have instead buried their health care boondoggle into total secrecy to hide the bribes and corruption going on.

John McCain’s heated exchange with Democrat Senator Max Baucus nakedly reveals the reality as to which party “is making arguments on behalf of the drug companies or the insurance companies”:

Mr. McCAIN. My response is, I don’t know what deal has been cut in Senator Reid’s office, as the deal was cut with the pharmaceutical companies and the deal was cut with the AMA and the deal was cut with the hospital association. But I know what the effect is. I know what the effect is. The bill would slice $55 billion—-

Mr. BAUCUS. This is not on my time because he is going to filibuster over there.

Mr. McCAIN. The House bill would slice $55 billion over 10 years for projected Medicare spending on home health services while the Senate bill would take $43 billion. I know that. But I don’t know the details of the deal that was cut over where the white smoke comes out. I don’t know what the deal was. I know what the deal was with PhRMA. I know what the deal was with PhRMA. They told them they would oppose drug reimportation from Canada, and they told PhRMA they would not allow competition for Medicare patients.

So I don’t know the deal that was cut that bought them, but I know deals have been going on, and I know they are unsavory. I know people, such as the lady who was just referred to, Bertha Milliard, are not too interested in seeing their home health care cut.

Mr. BAUCUS. If the Senator will yield, with time being equally divided on both sides for this colloquy.

Mr. McCAIN. I don’t know what the deal was—-

Mr. BAUCUS. I can tell the Senator the deal. I am going to tell the Senator the deal.

The PRESIDING OFFICER. The Senator from Arizona has the floor.

Mr. McCAIN. I don’t know what the deal was, but we will find out, just like the deals that were cut with all of these other organizations.

Mr. BAUCUS. I will tell the Senator what the deal was.

Mr. McCAIN. This place is full of lobbyists. I can’t walk through the hallway without bumping into one of their lobbyists. If the Senator keeps interrupting, he is violating the rules of the Senate. He needs to learn the rules of the Senate.

Did someone say lobbyists?  Did someone talk about pharmaceutical and insurance lobbyists being thick as fleas, and Democrats cutting one deal after another with them?

Well, last night a lot of these lobbyists quit flocking around the hallways of the Capital and instead flocked around Martha Coakley to shower her with campaign money.

Martha Coakley promises you, the American people, that if you trust her with the power and prestige of the United States Senate, she will be one more politician in the pockets of those lobbyists:

Coakley in trouble? Pharma and HMO lobbyists to the rescue

By: Timothy P. Carney
Examiner Columnist
01/09/10 1:55 PM EST

Massachusetts Attorney General Martha Coakley speaks during a news conference at her campaign headquarters in Charlestown, Mass. Monday, Jan. 11, 2010. (AP Photo/Elise Amendola)

With Democrat Martha Coakley in trouble in the Massachusetts special election to fill Ted Kennedy’s seat, Democrats could lose vote No. 60 for President Obama’s health-care bill. In response, an army of lobbyists for drug companies, health insurance companies, and hospitals has teamed up to throw a high-dollar Capitol Hill fundraiser for Coakley next Tuesday night. The invitation is here.

Of the 22 names on the host committee–meaning they raised $10,000 or more for Coakley–17 are federally registered lobbyists, 15 of whom have health-care clients. Of the other five hosts, one is married to a lobbyist, one was a lobbyist in Pennsylvania, another is a lawyer at a lobbying firm, and another is a corporate CEO. Oh, and of course, there’s also the political action commitee for Boston Scientific Corporation.

All the leading drug companies have lobbyists on Coakley’s host committee: Pfizer, Merck, Amgen, Sanofi-Aventis, Eli Lilly, Novartis, Astra-Zeneca, and more. On the insurance side of things, Blue Cross/Blue Shield, Cigna, Humana, HealthSouth, and United Health all are represented on the host committee.

Those HMOs (like Aetna) or drug companies who don’t have lobbyists in Coakley’s top tier of fundraisers? They’re covered, because the host committee includes four lobbyists representing the Pharmaceutical Researchers and Manufacturers of America (PhRMA), two representing America’s Health Insurance Plans (AHIP), and one representing the Biotechnology Industry Organization (BIO)

So think of these top donors to health-care reform’s 60th vote next time President Obama claims that he’s battling the special interests in this battle. The army listed below is on Obama’s side, and these clients will all benefit from “reform.”

Here are some of Coakley fundraiser hosts with some of their current health care clients:

  • Thomas Boggs, Patton Boggs: Bristol-Myers Squibb
  • Chuck Brain, Capitol Hill Strategies: Amgen, BIO, Merck, PhRMA
  • Susan Brophy, Glover Park Group: Blue Cross, Pfizer
  • Steven Champlin, Duberstein Group: AHIP, Novartis, Sanofi-Aventis
  • Licy Do Canto, Raben Group: Amgen
  • Gerald Cassidy, Cassidy & Associates: U. Mass Memorial Health Care
  • David Castagnetti, Mehlman, Vogel, Castagnetti: Abbot Labs, AHIP, Astra-Zenaca, General Electric, Humana, Merck, PhRMA.
  • Steven Elmendorf, Elmendorf Strategies: Medicines Company, PhRMA, United Health
  • Shannon Finley, Capitol Counsel: Amgen, Astra-Zeneca, Blue Cross, GE, PhRMA, Sanofi-Aventis.
  • Heather Podesta, Heather Podesta & Partners: Cigna, Eli Lilly, HealthSouth
  • Tony Podesta, Podesta Group: Amgen, GE, Merck, Novartis.
  • Robert Raben, Raben Group: Amgen, GE.

If Coakley pulls it out, this is the crowd that will have brought her here. If health-care reform passes, this is the crew that will have won.

This amounts to the most naked and most shameless chutzpah I have ever seen.

If Martha Coakley is elected to Senate, it will be total and abject mockery of everything that Obama promised the American people.

Just to further demonstrate what a total scam Martha Coakley’s bought-and-paid-for candidacy is, she ran the usual liberal attack ad after the debate last night –

– which MISSPELLED THE STATE FOR WHICH SHE WAS RUNNING TO SUPPOSEDLY SERVE.

BOSTON (Legal Newsline) – An advertisement for Massachusetts Attorney General Martha Coakley’s senatorial campaign misspelled the name of the state Monday night.

After a three-person debate Monday night, an attack ad on Republican state Sen. Scott Brown paid for by the state’s Democratic Party spelled it “Massachusettes.”

The ad was “authorized by Martha Coakley for Senate and approved by Martha Coakley.”

“The punchlines write themselves: Before you represent a state in the Senate, shouldn’t you learn how to spell its name?” Jim Geraghty wrote for National Review Online.

We don’t know for sure who owns Martha Coakley, or who pays for her smear ads, but we know they aren’t from the state of Massachusetts.  They’re from some state called “Massachusettes,” where pathologically dishonest demagogues promise bogus utopias, but produce disaster.

If you are a Democrat and you are not ashamed of your party, I have nothing but contempt for you.